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If you’re someone who spends a lot of time surfing the web in search of interesting ideas and content, you might come across numerous cool deals and offers from reputed online sellers with deals offered by top brands, manufacturers and service providers. While these cool offers are available to all online surfers, there is a useful trick that can help you enjoy even better deals from such reputed firms. All you need to do is apply for a debit card offered by a reputed bank like Kotak Mahindra Bank Ltd. to enjoy special offers available for Kotak Bank debit card. Once...
  Electronic filing of tax returns has become compulsory for all corporate assessees and for all individual assessees earning more than Rs. 5 lakhs in a year. Today, a significant proportion of the tax assessees in India have come under the ambit of electronic filing of tax returns. Electronic filing is a win-win situation for tax payers as well as the government. With smartphones, Internet, and technology becoming a part of our daily lives, the incorporation of technology in an important transaction like filing of tax returns can offer numerous benefits to all the parties involved in the transaction.   Benefits...
While easy access to numerous products and services offer numerous benefits, it also brings about the added responsibility of making all utility payments on time. There was a time when utility payments consisted of paying the telephone and electricity bill before the due date.   Today, one needs to keep a track of payments for prepaid and postpaid mobile services, DTH services, gas connections, loans and credit cards, insurance policies, magazine subscriptions, and a lot more. This is where New Age banking services provided by reputed bankers can make a huge difference to your lives.   Utility Payments - Past and...
Wedding is one of the most looked forward to and once in a lifetime event in a person's life. However, we all know that with rising expenses, the emotion of the bride or bridegroom can be subdued. For an event as grand as a wedding, you want to ensure to leave no stone unturned. But the question arises how does a person with limited means achieve this goal.   This is especially true because major heads like outfits, jewelry, venue, catering; etc end up costing a lot more than what you may have budgeted for. For outfits, even non-designer wear costs...
With a debit card in your hand, you can buy stuff, pay bills, and withdraw cash without having to make repeated visits to your bank. However, this also means anybody who holds your debit card can use your funds without any restrictions whatsoever. To minimize risk of such unauthorized transactions, banks have made it mandatory for all debit card transactions to be confirmed by the card’s PIN. While this is a great move from the security point of view, it also means you need to keep remember your PIN every time you want to make a payment through the card.  ...
Fixed Deposit
The new rule from RBI could change the face of banking in India. The new guidelines will look to pave the way for small finance and payment banks. If the consumer takes a liking for these small players then it will not be too late before the big monolithic banks start feeling the heat. The current standards of banking seem to be only in the dreams for the take it for granted attitude public sector banks, almost nil or low profit target banks, and self-appraising private sector banks who feel they are the best. In fact most banks feel they are...
Funds Transfer Made Easy with Kotak Mahindra Bank’s “Mail Money” Kotak Mahindra Bank has introduced an email-based funds transfer service called Mail Money. With the Mail Money service, you can send money to a recipient simply by remembering their email ID and mobile number. It is not important for you to know the beneficiary’s bank, IFSC code, or account number, neither do you have to register them in the list of beneficiaries. Kotak Mahindra Bank has made funds transfer absolutely hassle-free with this new service. The service also allows you to schedule your transfers for the next 7 days. How it works? This service...
The latest entrant in the health insurance market from Religare Health Insurance Co Ltd (RHICL) is a new health insurance policy called ‘JOY’. The JOY offers insurance cover during maternity and for the new born baby. This is not an additional coverage unlike the policies from Apollo Munich easy health insurance and the Max Bupa heartbeat health insurance. Religare Joy – All that matters about the maternity insurance This one of a kind maternity and hospitalization insurance cover has the shortest waiting period of just nine months for a customer to claim any maternity related expenses. The insurance offers coverage of...
Health Insurance offers an umbrella against unforeseen medical expenses when an illness strikes, incapacitating the individual and affecting his income. If taken well in advance, it can meet the medical treatment costs and spare financial trouble for the family. However, to claim the benefits, the beneficiary must file a medical insurance claim that is the formal intimation of the illness to the insurer. Once a claim is filed, the insurer must notify the beneficiary within a certain time-frame that his/her claim has been accepted or rejected. Though there are some health insurance companies which settles down insurance claims within 30 days from...
Today, Small and Medium Enterprises (SMEs) make a very important contribution to the nation's economy with around 40% of India's domestic production. Obtaining a small business loan to set a new business venture is not an easy task. It requires a great deal of preparation. Besides, one also needs to obtain capital to fund their dreams, which can be fulfilled by applying for a small business loan in India. No matter what type of business loan you choose, you need to have everything in place for your loan to be approved before you even file the application. Some of the major...