Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

Are you interested to blog on financial issues? If yes, please send us an email at: info@daulatguru.com

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Login
    Login Login form
Recent blog posts
Fixed Deposit
The new rule from RBI could change the face of banking in India. The new guidelines will look to pave the way for small finance and payment banks. If the consumer takes a liking for these small players then it will not be too late before the big monolithic banks start feeling the heat. The current standards of banking seem to be only in the dreams for the take it for granted attitude public sector banks, almost nil or low profit target banks, and self-appraising private sector banks who feel they are the best. In fact most banks feel they are...
Funds Transfer Made Easy with Kotak Mahindra Bank’s “Mail Money” Kotak Mahindra Bank has introduced an email-based funds transfer service called Mail Money. With the Mail Money service, you can send money to a recipient simply by remembering their email ID and mobile number. It is not important for you to know the beneficiary’s bank, IFSC code, or account number, neither do you have to register them in the list of beneficiaries. Kotak Mahindra Bank has made funds transfer absolutely hassle-free with this new service. The service also allows you to schedule your transfers for the next 7 days. How it works? This service...
The latest entrant in the health insurance market from Religare Health Insurance Co Ltd (RHICL) is a new health insurance policy called ‘JOY’. The JOY offers insurance cover during maternity and for the new born baby. This is not an additional coverage unlike the policies from Apollo Munich easy health insurance and the Max Bupa heartbeat health insurance. Religare Joy – All that matters about the maternity insurance This one of a kind maternity and hospitalization insurance cover has the shortest waiting period of just nine months for a customer to claim any maternity related expenses. The insurance offers coverage of...
Health Insurance offers an umbrella against unforeseen medical expenses when an illness strikes, incapacitating the individual and affecting his income. If taken well in advance, it can meet the medical treatment costs and spare financial trouble for the family. However, to claim the benefits, the beneficiary must file a medical insurance claim that is the formal intimation of the illness to the insurer. Once a claim is filed, the insurer must notify the beneficiary within a certain time-frame that his/her claim has been accepted or rejected. Though there are some health insurance companies which settles down insurance claims within 30 days from...
Today, Small and Medium Enterprises (SMEs) make a very important contribution to the nation's economy with around 40% of India's domestic production. Obtaining a small business loan to set a new business venture is not an easy task. It requires a great deal of preparation. Besides, one also needs to obtain capital to fund their dreams, which can be fulfilled by applying for a small business loan in India. No matter what type of business loan you choose, you need to have everything in place for your loan to be approved before you even file the application. Some of the major...
In a multi-faceted world, where a simple smartphone can do wonders in terms of talking over the phone, sending messages, and accessing your personal mails, it's unbelievable what the world of finance can achieve.Think again, if you thought your savings account was limited to gaining higher interest rates, then think again, as there are several benefits that one can gain apart from merely saving money in a savings account. We discuss the various ways in which a savings account to trade and save money at the same time. Making the most of your savings account Of all the major benefits that...
Of all the gadgets within one’s possession, arguably, the mobile phone has become the most important gadget. From browsing the internet, to conducting important video conferences via the mobile phone, these days having the internet as a standard requirement is no news. With that in mind, the retail world has virtually profited leaps and bounds, particularly the retail gadgets, apparel and furniture industry. Yet, the banking world is not far behind. Ensuring that whoever hits online has a share of the online convenience, many offer attractive schemes and interest rates on online banking facilities. So, how does one differentiate one bank...
In our country, parents go great lengths to provide better future to their children. Not just their daily needs but parents try and make all the wishes of their children come true and strive to make the future better for their little ones. If you’re a young parent, it is imperative for you to start thinking about your child’s future today. The sooner one starts planning for their children’s future, the better it is and more convenient it will be later. Be it higher education or marriage, parents want nothing but the best for their children. In order to make it...
“Do you live in your own home?” This has been one of the most popular questions in times of the realty boom hitting the country. As the rupee plunged in the beginning of 2013, the influx of NRI investments gave Indian investors abroad the opportune time to invest in the country’s most prized assets, i.e. the country’s realty. Some metropolitan cities in India are traded at par with the most coveted international cities across the world. Yet, with the Indian realty market prices showing no signs of cooling off, financing becomes tighter for the potential home buyer. With a home loan...
Life is full of surprises and all the surprises life has to offer you need not always be pleasant ones. So, the question that arises is how many life threatening warnings you will require to get yourself and your family safeguarded with the aid of an insurance policy. Well, if you haven’t given it a thought yet let us take you on a brief stroll to make you realize the importance of life insurance policy and its different types. What is life insurance policy? Life insurance is a policy that one purchases from a life insurance company. It acts more as...